Blog · ai
Adverse Selection
Testing and playing around with more automated video production pipelines.
Patrick McKenzie’s thread about a founder who wants to open a bank for the underbanked, as a 1990s PC-98 visual novel. Two people, one kissaten, every line of the thread spoken.
Numbers on screen: unbanked US households 8.2% (2011) → 4.2% (2023), FDIC; families without a checking account 18.7% (1989), Fed SCF. Different surveys.
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